60 is the New 40!

Gone are the days when turning 60 meant the end of adventure and the beginning of retirement. Today, age 60 is redefining itself as the new 40, where vibrant spirits and youthful hearts meet the wisdom of experience.

Embrace your newfound ageless energy as we delve into the inspiring and fun-filled world of adults who are proving that 60 is the perfect age to embark on exciting new journeys!

I’m here to empower you with resources in healthcare, insurance, and financial wellness. Dedicated to helping you navigate the complexities of healthcare systems, understand insurance options, and access the tools you need to achieve financial security and peace of mind during the Golden years.

It does not have to be TOO late!!

— Aleatha

Let’s Talk Healthcare

So, whether you’re new to the Medicare scene or considering an change, explore your options, and get ready to conquer your healthcare journey with confidence and energy!

  • You are at least 65 years old
  • You are a U.S. citizen or a legal resident for at least five years

In order to receive premium-free Part A of Medicare, you must meet both of the above requirements and qualify for full Social Security or Railroad Retirement Board benefits, which requires working and paying Social Security taxes for at least 10 full years (40 quarters).


Medicare Advantage, also known as Medicare Part C is an alternative to original Medicare.

Part C is your all-in-one ticket to a comprehensive healthcare experience. No need to juggle multiple plans and prescriptions – with Medicare Advantage, you can discover the convenience of a single plan that covers doctor visits, hospital stays, and even your prescription drugs. But it doesn’t stop there! Part C goes beyond by offering extra perks like dental, vision, and fitness programs to supercharge your well-being.

Medicare Advantage plans are offered by private insurance companies and designed to resemble traditional health insurance with HMO and PPO options. Many plans have $0 monthly premium and are different from Medigap plans and supplement. Medicare Advantage plans must cover all the services that Original Medicare (Part A and Part B) covers, but can also offer additional benefits such as vision, dental, and hearing coverage, as well as prescription drug coverage (known as Medicare Part D).

To enroll in a Medicare Advantage plan, you must be eligible for Medicare Part A and Part B and live in the service area of the plan you want to join. You can enroll during the annual open enrollment period (October 15 to December 7 each year), or during a special enrollment period if you meet certain qualifying criteria.


Medicare Supplement and Medicare Part D are your dynamic duo for complete coverage.

Medicare Supplement plans, often referred to as "Medigap," are your sidekick for tackling those out-of-pocket expenses that Original Medicare doesn’t cover, like copayments, deductibles, and more.

Medicare Part D, your prescription drug plan, provides coverage for those crucial medications.


Hospital indemnity insurance is your financial safety net in the unpredictable world of healthcare. We all know life can be filled with surprises, and medical bills should be the least of your worries. Hospital indemnity insurance is a shield you may need, offering financial protection when you need it most.

Picture this: You’re happily going about your life when an unexpected medical event sends you into the whirlwind of a hospital stay or maybe two. That’s where hospital indemnity insurance swoops in, covering the costs that your primary health insurance might leave behind. Think of it as your protection for out-of-pocket expenses, from deductibles to co-pays. Don’t let unexpected medical costs catch you off guard; embrace the peace of mind hospital indemnity insurance provides and take control of your healthcare journey today.

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